> Terms and Conditions

Terms and Conditions

BIVENTIA.COM


1. Identification of the Owner

In compliance with the provisions of Law 34/2002 on Information Society Services and Electronic Commerce (LSSI-CE), users are hereby informed that this website is owned by:

PROYECTOS BIVENTIA SL
Tax ID (CIF): B24751190
Registered address: Plaza Urquinaona 6, 8th Floor, 08010 Barcelona
Email: antonio@baragano.com

Hereinafter referred to as “BIVENTIA”.


2. Purpose

This document regulates the conditions of access, browsing, and use of the website www.biventia.com (hereinafter, the “Website”).

Access to the Website implies full and unconditional acceptance of these terms by the user.


3. Terms of Use

The user agrees to:

  • Use the Website in accordance with applicable legislation.

  • Not engage in unlawful activities or activities contrary to public order.

  • Not introduce viruses, malware, or any system that may damage the website.

  • Not attempt to access restricted areas without authorization.

BIVENTIA reserves the right to suspend access to any user who breaches these conditions.


4. Nature of the Service

The content published on the Website is for informational purposes only and does not constitute in any case:

  • Personalized investment advice.

  • A binding offer.

  • Individualized financial advisory services.

To receive advice tailored to their profile, users must contact the company directly through the available channels.


5. Intellectual and Industrial Property

All content on the Website, including:

  • Texts

  • Designs

  • Logos

  • Images

  • Source code

  • Trademarks and trade names

is owned by PROYECTOS BIVENTIA SL or used under license.

Reproduction, distribution, or public communication without prior written authorization is strictly prohibited.


6. Liability

BIVENTIA shall not be held liable for:

  • Improper use of the information by the user.

  • Investment decisions made based on informational content.

  • Third-party content linked from the website.

  • Damages resulting from technical interferences or system failures.

The user is responsible for verifying the suitability of any financial decision with a qualified professional.


7. External Links

The Website may contain links to third-party websites.

BIVENTIA does not exercise control over such sites and assumes no responsibility for their content, policies, or practices.


8. Data Protection

The processing of personal data is governed by the Privacy Policy published on the Website.

Users may exercise their rights of:

  • Access

  • Rectification

  • Erasure

  • Restriction

  • Portability

  • Objection

by sending a request to: antonio@baragano.com


9. Cookies

The Website uses cookies in accordance with its Cookie Policy and in compliance with current regulations.

Users may accept, reject, or configure the use of cookies through the corresponding banner.


10. Amendments

BIVENTIA reserves the right to modify these conditions at any time.

Any amendments will be published on the Website and shall take effect from the date of publication.


11. Applicable Law and Jurisdiction

These conditions are governed by Spanish law.

For any dispute arising from the use of the Website, the parties submit to the Courts and Tribunals competent under applicable law.

Users are also informed of the possibility of using the European Union’s Online Dispute Resolution platform:

https://ec.europa.eu/consumers/odr/