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IMPORTANT
Biventia is not a financial advisory firm (EAFI) as defined by the Securities Market Law, since it does not work with or recommend investments regulated under Article 2 of said law. The financial planning services offered by the company are designed to help clients’ savings grow and do not promote or encourage any type of debt. It is assumed that the client has not borrowed money and therefore has sufficient funds to invest. Past performance is not indicative of future results. The client assumes all investment risk. Biventia acts as an intermediary between the end investor and the various investment providers; therefore, the information provided here belongs to the different providers, and the company is not responsible for any changes made by these providers. The investments presented here are not covered by investment or deposit guarantee funds. Biventia does not manage the capital contributed by the client; rather, the various investment providers receive and manage this capital. Biventia never manages client funds. The client is always the one who decides which investment to choose and how much to contribute. The company’s primary role as a financial planner is to propose options subject to the client’s decision; the company acts merely as an intermediary between the client and the investment provider. The information provided by the providers has not been reviewed by the CNMV (Spanish National Securities Market Commission) or the Bank of Spain, as these investments are not regulated by these entities.